Tuesday, April 7, 2009
Kindle
I would love a Kindle. I have been thinking about them for a while and I love new gadgets and I love to read so put the two together and I think Kindle. I think it would really improve my reading habits by allowing me to read in the bedroom (which I had not been doing because of the lights I would need). I love to read in bed and this would be a nice way to do it without turning on lots of lights. I see there are a few contests for them so I am trying to win one. There is a wonderful contest at http://juliestratford.com/amazon-kindle-2-giveaway/ where Julie is giving away a Kindle2. Yahoo! I am trying to win. Now on to twitter to figure out how to twitter someone!
Monday, March 2, 2009
My two princesses!
These are my two princesses. They are having fun with the wonderful princess dresses they received just yesterday. This is our spring fun photo! There is a wonderful giveaway for a Seagate backup system and here is the link http://www.aordinarylife.com/2009/02/hop-into-spring-with-seagate-photo.html. Monday, February 2, 2009
Wonderful group of bloggers
I just wanted to say I am truly inspired by all the bloggers I am visiting in the One World One Heart giveaway. I have honestly never seen such wonderful art in so many different mediums. I am in awe as I go from site to site I don't think the art could get any better and then the next one surprises me. I am so glad I got the chance to visit such wonderful sites it has inspired me to finish the scrapbook I started when my first daughter was born and finish my quilts I have partially done. I hope to join in the One World One Heart next year!
Thank you from the bottom of my heart you are so talented and inspiring!
Thank you from the bottom of my heart you are so talented and inspiring!
Sunday, February 1, 2009
Insurance !!!!!
Well I am upset today. State Farm is trying to pull out of Florida for homeowners insurance but wants all their customers to keep using them for auto insurance! What! No Way! I have been with State Farm since 1980 and this is how they treat old long-time customers. I did not hear there have been an extraordinary amount of home fires or home thefts that would cause State Farm to have tremendous losses. I will be looking around on Monday. THANKS ALOT STATE FARM!
I have more to add 2/10/09
I see what you are saying-- but in todays paper 2/10/09 here is a quote."State Farm said it's losing $20 million per month, in part because of discounts it's giving under state law to customers who fortified their homes against hurricanes. The company earned $134 million in 2006, $108 million in 2007 and lost $199 million in 2008, largely due to its agreement with the state last year to refund $120 million to customers who didn't receive the so-called mitigation discounts. But as of late last year, it had $621 million in reserves."
If you take the two years without the refund amount you see an earnings of 43mill. Yes it had to give back 120mill because it overcharged alot but that was a one time thing. Also this is an old time insurance company that had profits for years and years. Sure they did have some hurricane losses -- but that was in certain areas of FL not ALL of FL. And they also pulled out of windstorm coverage in South FL years ago. If they were afraid of windstorm losses they could have pulled out of windstorm coverage for all of coastal areas but kept inland coverage and also kept all other homeowner insurance. I have NEVER read that fires or theft are putting them out of business.
The conspiracy junky in my thinks its because they are overinsuring homes (ie because so many people bought when home prices were high they got mortgages for the high amount but Oh Oh the homes are not worth that but the homeowners are required to have ins to cover the mortgage--and State Farm is afraid they would be holding the bag on the overinsurance!). Thats what I think is the REAL reason.
I have more to add 2/10/09
I see what you are saying-- but in todays paper 2/10/09 here is a quote."State Farm said it's losing $20 million per month, in part because of discounts it's giving under state law to customers who fortified their homes against hurricanes. The company earned $134 million in 2006, $108 million in 2007 and lost $199 million in 2008, largely due to its agreement with the state last year to refund $120 million to customers who didn't receive the so-called mitigation discounts. But as of late last year, it had $621 million in reserves."
If you take the two years without the refund amount you see an earnings of 43mill. Yes it had to give back 120mill because it overcharged alot but that was a one time thing. Also this is an old time insurance company that had profits for years and years. Sure they did have some hurricane losses -- but that was in certain areas of FL not ALL of FL. And they also pulled out of windstorm coverage in South FL years ago. If they were afraid of windstorm losses they could have pulled out of windstorm coverage for all of coastal areas but kept inland coverage and also kept all other homeowner insurance. I have NEVER read that fires or theft are putting them out of business.
The conspiracy junky in my thinks its because they are overinsuring homes (ie because so many people bought when home prices were high they got mortgages for the high amount but Oh Oh the homes are not worth that but the homeowners are required to have ins to cover the mortgage--and State Farm is afraid they would be holding the bag on the overinsurance!). Thats what I think is the REAL reason.
Thursday, January 1, 2009
My far between posts! This one about Ebooks
I don't know about you guys but I love Ebooks they are so convienent. You never need to go to the bookstore, although I do love just browsing the shelves and the coffee. The price is right too, books have become so expensive -- hardbacks are too expensive for me and paperbacks are getting right up there too. And with Ebooks you don't have to figure out what to do with the books after you read them just delete and you are done. And Ebooks are green--not wasting paper. So think about ebooks the next time you are buying a book.
Books on Board is a wonderful place to get Ebooks, they have a great selection a large number of books (they have ALL the bestsellers) and the prices are great! -- here is the link to the home site to search for your favorite authors http://www.booksonboard.com/index.html Books on Board is having a contest now for a Sony Ebooks reader and here is the link http://www.booksonboard.com/index.php?F=device_contest . Others sites to buy ebooks are Amazon and many other sites. Please consider Ebooks for your next purchase. Thanks for reading my latest soapbox stand.
Books on Board is a wonderful place to get Ebooks, they have a great selection a large number of books (they have ALL the bestsellers) and the prices are great! -- here is the link to the home site to search for your favorite authors http://www.booksonboard.com/index.html Books on Board is having a contest now for a Sony Ebooks reader and here is the link http://www.booksonboard.com/index.php?F=device_contest . Others sites to buy ebooks are Amazon and many other sites. Please consider Ebooks for your next purchase. Thanks for reading my latest soapbox stand.
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